nc14
05-20 03:09 PM
FinalGC,
You have summed it up correctly. Comprehensive insurance from a reputed US company/broker like AIG (not TATA-AIG) is the way to go. I had the same for my parents. Luckily, there was no need for us to use it but I know friends who have used it and were not left in soup (it worked as well as it was supposed to work).
Recently, one of my friend's dad came to Texas and got sick and the bill came to $60K. Unfortunatley, he did not buy travelers insurance and is fighting an uphill battle with the hospital.
My parents are coming next month, so I did a detailed research on all the insurance firms, both in India and in USA and I found that most of the ICICI or Tata-AIG plans have limited coverage, which limits the number of days in an ICU or visits by doctors etc.. Even if the plan has a $100K max, the plan may only cover upto $1000 per day for 30 days or so and then there is limitation for ICU and other surgeries. However, if you take a comprehensive coverage, then whatever the expenses, or wherever the charges are incurred, it does not matter. The total amount upto $100K will be covered and it does not limit ICU charges or room charges or doctor visits etc.
The only reason we need an insurance for parents is to cover emergencies, rather than regular doctor visits. Generally, any emergency run 60-70K, so I would recommend a minimum of $100K and do a comprehensive coverage. I have worked with IMG or check this guy at http://www.visitorshealthinsurance.com/
I even called IMG to ensure that this guy is an authorized re-seller/broker for the insurance.
Additionally, I did not find any insurance that covers pre-existing conditions. So just pray that they are healthy during their stay in US.
Yes, it is little expensive, but better peace of mind with comprehensive. If you do a local US insurance, then it is easy to get the insurance paper work done, when needed, rather than doing an Indian based insurance, which may need additional paper work and money transfer may get delayed.
You have summed it up correctly. Comprehensive insurance from a reputed US company/broker like AIG (not TATA-AIG) is the way to go. I had the same for my parents. Luckily, there was no need for us to use it but I know friends who have used it and were not left in soup (it worked as well as it was supposed to work).
Recently, one of my friend's dad came to Texas and got sick and the bill came to $60K. Unfortunatley, he did not buy travelers insurance and is fighting an uphill battle with the hospital.
My parents are coming next month, so I did a detailed research on all the insurance firms, both in India and in USA and I found that most of the ICICI or Tata-AIG plans have limited coverage, which limits the number of days in an ICU or visits by doctors etc.. Even if the plan has a $100K max, the plan may only cover upto $1000 per day for 30 days or so and then there is limitation for ICU and other surgeries. However, if you take a comprehensive coverage, then whatever the expenses, or wherever the charges are incurred, it does not matter. The total amount upto $100K will be covered and it does not limit ICU charges or room charges or doctor visits etc.
The only reason we need an insurance for parents is to cover emergencies, rather than regular doctor visits. Generally, any emergency run 60-70K, so I would recommend a minimum of $100K and do a comprehensive coverage. I have worked with IMG or check this guy at http://www.visitorshealthinsurance.com/
I even called IMG to ensure that this guy is an authorized re-seller/broker for the insurance.
Additionally, I did not find any insurance that covers pre-existing conditions. So just pray that they are healthy during their stay in US.
Yes, it is little expensive, but better peace of mind with comprehensive. If you do a local US insurance, then it is easy to get the insurance paper work done, when needed, rather than doing an Indian based insurance, which may need additional paper work and money transfer may get delayed.
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Hassan11
03-13 03:33 PM
does this mean that EB3 ROW can't use all available visa for 3rd qtr that is why there were visas available for India EB2 (hence the established cutoff date of Dec 2003). but this should only happen if EB3 ROW is current but it is not.
so my question is how can be available visas to spill over to India EB2 if EB3 ROW is not current and it is still retrogressed???
this does not make sense. anybody????
Section 202(a)(5) of the Immigration and Nationality Act provides that if total demand will be insufficient to use all available numbers in a particular Employment preference category in a calendar quarter, then the unused numbers may be made available without regard to the annual “per-country” limit. It has been determined that based on the current level of demand being received, primarily by Citizenship and Immigration Services Offices, there would be otherwise unused numbers in the Employment Second preference category. As a result, numbers have once again become available to the India Employment Second preference category. The rate of number use in the Employment Second preference category will continue to be monitored, and it may be necessary to make adjustments should the level of demand increase substantially.
http://travel.state.gov/visa/frvi/bulletin/bulletin_4177.html
If some body already posted this other than Indian consuates...please ignore this...
As far as I see all Numbers are same as Indian Consulate.
Thanks
so my question is how can be available visas to spill over to India EB2 if EB3 ROW is not current and it is still retrogressed???
this does not make sense. anybody????
Section 202(a)(5) of the Immigration and Nationality Act provides that if total demand will be insufficient to use all available numbers in a particular Employment preference category in a calendar quarter, then the unused numbers may be made available without regard to the annual “per-country” limit. It has been determined that based on the current level of demand being received, primarily by Citizenship and Immigration Services Offices, there would be otherwise unused numbers in the Employment Second preference category. As a result, numbers have once again become available to the India Employment Second preference category. The rate of number use in the Employment Second preference category will continue to be monitored, and it may be necessary to make adjustments should the level of demand increase substantially.
http://travel.state.gov/visa/frvi/bulletin/bulletin_4177.html
If some body already posted this other than Indian consuates...please ignore this...
As far as I see all Numbers are same as Indian Consulate.
Thanks
.jpg "rose wallpaper images. rose")
kph
05-24 10:07 PM
Every additional dollar they charge for this means every additional vote for these politicians. Who cares about American, technology future?
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felix31
02-06 12:51 PM
lasts even that long.. it probably will be exhausted during April itself..
well, I have to keep my hopes up. Since I HAVE to wait to get H4 extension before I can apply for H1 transfer, I'd like to see them last long enough so that I can get an H1 IN time, this year.
It can be so disappointing to get the job but miss the quota for 2 consecutive years :mad: :mad: :mad: and then 2 years I was ineligible for H1 because of the 6 yr limit. :( :mad:
Anyway, every dog has its day and I am hoping this is the year when I get my H1. :D
well, I have to keep my hopes up. Since I HAVE to wait to get H4 extension before I can apply for H1 transfer, I'd like to see them last long enough so that I can get an H1 IN time, this year.
It can be so disappointing to get the job but miss the quota for 2 consecutive years :mad: :mad: :mad: and then 2 years I was ineligible for H1 because of the 6 yr limit. :( :mad:
Anyway, every dog has its day and I am hoping this is the year when I get my H1. :D
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krishmunn
04-18 06:24 PM
As I see it, the only persons benefited are the ones having the priority dates in ancient times. I think we really should not mind letting them have their GC's, being our seniors.
Yes, later year porters might end up having to wait. It's all in the game, fortunately or unfortunately. One thing is for sure, we as a whole, have an uphill battle
If it really comes to matter, I think it should be easy for an EB2 to port to EB3 if the dates are current for him in the different category. So if I were EB2 today, I wouldn't be so apprehensive :)
I have neither become apprehensive nor have got any ill feeling ... just showing where the problem is .
Yes, later year porters might end up having to wait. It's all in the game, fortunately or unfortunately. One thing is for sure, we as a whole, have an uphill battle
If it really comes to matter, I think it should be easy for an EB2 to port to EB3 if the dates are current for him in the different category. So if I were EB2 today, I wouldn't be so apprehensive :)
I have neither become apprehensive nor have got any ill feeling ... just showing where the problem is .
Dipika
09-17 12:27 PM
Congratulations sku! enjoy your freedom!
can you guide me how to find congressman of my state (NJ) and how should i write to senator and congressman?
can you guide me how to find congressman of my state (NJ) and how should i write to senator and congressman?
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SK2007
11-02 02:45 PM
I think you got a very good point here.
If India is really good economically, people from all over the world would be going there and find job.
There are people from even poorer countries coming to India for education and employment and so.
I agree that property is getting expensive by second in India, Some times it makes me think, most of us who wants to go back might not go back for wrong economical resons, Don't you think this is what happened to many people who migrated to African countries before Indian Independence. Most of them never visited India in their life time(I attribute most of them to economic reasons). I am not if this is a paradox or anticlimax.
If India is really good economically, people from all over the world would be going there and find job.
There are people from even poorer countries coming to India for education and employment and so.
I agree that property is getting expensive by second in India, Some times it makes me think, most of us who wants to go back might not go back for wrong economical resons, Don't you think this is what happened to many people who migrated to African countries before Indian Independence. Most of them never visited India in their life time(I attribute most of them to economic reasons). I am not if this is a paradox or anticlimax.
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Ramba
10-09 05:24 PM
Hi All
I have been following this thread for the last few days and wanted to share some info. Hoping it would be useful.
I entered the country in Jan 08 using the AP while I was still working for my GC sponsoring employer. Then in June 08 I joined another employer by transferring my H1B to the new employer. I did have the option of using EAD but I wasn't sure if the renewal will come before the expiry of current EAD. So decided to transfer H1 and my new employer graciously agreed to it.
We did a premium transfer so got the approval in 2 weeks. Money does wonders (Almost like the proverbial paper weight with files). I confirm that the I94# number on I797 approval notice is same as the I94# number I got when entering the country in Jan 08.
So this should be a good news for folks who are trying to do the same. I am in a different boat right now. I have to travel to India this November. I plan to return using AP. But now my employer is different from my GC sponsoring employer. Another issue is that I am going only for two weeks while my wife will be in India till Mid Jan. So we will enter US separately using AP. Please share your thoughts if you have been in this situation.
Does your new I-94 (after H1 transfer) shows H1B or parolee? If you have time get H1B visa based on your recent H1B approval notice and enter on that. Otherwise you can very well enter on AP, though you work for different employer. As long as 485 is pending and if you have valid AP in hand, admission will not be an issue. Keep your H1B approval notice and AC21 letter (if you have it) in hand, in case if they dig you more.
I have been following this thread for the last few days and wanted to share some info. Hoping it would be useful.
I entered the country in Jan 08 using the AP while I was still working for my GC sponsoring employer. Then in June 08 I joined another employer by transferring my H1B to the new employer. I did have the option of using EAD but I wasn't sure if the renewal will come before the expiry of current EAD. So decided to transfer H1 and my new employer graciously agreed to it.
We did a premium transfer so got the approval in 2 weeks. Money does wonders (Almost like the proverbial paper weight with files). I confirm that the I94# number on I797 approval notice is same as the I94# number I got when entering the country in Jan 08.
So this should be a good news for folks who are trying to do the same. I am in a different boat right now. I have to travel to India this November. I plan to return using AP. But now my employer is different from my GC sponsoring employer. Another issue is that I am going only for two weeks while my wife will be in India till Mid Jan. So we will enter US separately using AP. Please share your thoughts if you have been in this situation.
Does your new I-94 (after H1 transfer) shows H1B or parolee? If you have time get H1B visa based on your recent H1B approval notice and enter on that. Otherwise you can very well enter on AP, though you work for different employer. As long as 485 is pending and if you have valid AP in hand, admission will not be an issue. Keep your H1B approval notice and AC21 letter (if you have it) in hand, in case if they dig you more.
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DesiGuy
09-17 01:56 PM
Mr Smith proposes and Mrs Lofgren opposes ....yet again
let's move on:(
let's move on:(
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indianabacklog
06-11 10:01 AM
Your auto insurance company are the best people to talk to right now initially. They can provide excellent legal advice for which you have paid in your premiums.
The amount is extortionate and as long as you do not ignore this it can be resolved I am sure. In all honesty it sounds as if they thought hey we only have two years to sue so lets do it now so it does not look as if we waited till the last minute. Otherwise why would they wait so long to file the claim. Herniated discs do not appear at a later date they are a thing of the present, i.e. at the time of impact.
With regard to your green card I cannot imagine it will have any impact at all. You have not committed any crime, you had an auto accident. These happen every day to thousands of green card holders and applicants and if they resulted in deportations the immigrant community would probably be aware of them.
The amount is extortionate and as long as you do not ignore this it can be resolved I am sure. In all honesty it sounds as if they thought hey we only have two years to sue so lets do it now so it does not look as if we waited till the last minute. Otherwise why would they wait so long to file the claim. Herniated discs do not appear at a later date they are a thing of the present, i.e. at the time of impact.
With regard to your green card I cannot imagine it will have any impact at all. You have not committed any crime, you had an auto accident. These happen every day to thousands of green card holders and applicants and if they resulted in deportations the immigrant community would probably be aware of them.
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tulips
05-14 04:33 PM
Well said and I agree. USCIS can be more transparent and be clear. They can always tell us that it would take X years and people can plan better and decide accordingly. Why cant they do it is beyond my reasoning. Frustrating part is they wont do that! Everyone makes alternate plans and has a threshold for waiting. I guess this is what nitinboston was trying to say that dont be obsessed about it. Many people took it wrongly and started called names which just shows immaturity. Anyways, GC or no GC one should live happily wherever that be :-)
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rheoretro
09-13 03:17 PM
We need to do something that catches the attention of the media; just getting more members and more funds may not be enough. We need to write letters to editors of major newspapers like NYTIMES and WASH POST.
I am so glad about the strong reponse to this thread.
I think you missed my point...we need more members because you can't get any one's time if you just want them to do something for you. You have to be prepared to do something for them. For us, when we become citizens, we need to vote. Now do you see why political parties look for numbers?
Also, as far as our outreach in the news media is concerned, you should look at this page:
http://www.immigrationvoice.org/index.php?option=com_weblinks&catid=19&Itemid=27
We may not have made the news on CNN or on PBS, but we have gotten the word out across a wide spectrum of the news media...
RR
I am so glad about the strong reponse to this thread.
I think you missed my point...we need more members because you can't get any one's time if you just want them to do something for you. You have to be prepared to do something for them. For us, when we become citizens, we need to vote. Now do you see why political parties look for numbers?
Also, as far as our outreach in the news media is concerned, you should look at this page:
http://www.immigrationvoice.org/index.php?option=com_weblinks&catid=19&Itemid=27
We may not have made the news on CNN or on PBS, but we have gotten the word out across a wide spectrum of the news media...
RR
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Mayday
03-30 08:18 PM
I can assure you its usually not $4200
it is $1575 in only USCIS fees minumum. Some companies will have to pay $2325 in fees.
minimum attorney fee for the whole application process I've seen is $900. Many of them want much more - $2000 is not rare.
so actually $4000 is a good and realistic estimate
it is $1575 in only USCIS fees minumum. Some companies will have to pay $2325 in fees.
minimum attorney fee for the whole application process I've seen is $900. Many of them want much more - $2000 is not rare.
so actually $4000 is a good and realistic estimate
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Alien
04-09 09:05 PM
Contributed 200$.Will do more if need be. Go Team IV go!
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paskal
07-10 09:35 PM
in fact beautiful :-)
mirror mirror on the wall, which is the fairest of them all????
mirror mirror on the wall, which is the fairest of them all????
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Macaca
03-09 09:46 AM
I dont think any of your postings are less stimulating but I guess there is no big impact on these free lunchers.
Very true. Here is an example. Item 3 in following post is to decide the importance of contributing $20/month to the member.
Stephen Covey Quotes to help members focus on their responsibilities.
Our character is basically a composite of our habits. Because they are consistent, often unconcious patterns, they constantly, daily, express our character.
If we keep doing what we're doing, we're going to keep getting what we're getting.
Most people struggle with life balance simply because they haven't paid the price to decide what is really important to them.
We are the creative force of our life, and through our own decisions rather than our conditions, if we carefully learn to do certain things, we can accomplish those goals.
Effective leadership is putting first things first. Effective management is discipline, carrying it out.
The main thing is to keep the main thing the main thing.
The key is not to prioritize what's on your schedule, but to schedule your priorities.
The responses are
Oh boy!
Macaca u sound like an old KaKa .........
Very true. Here is an example. Item 3 in following post is to decide the importance of contributing $20/month to the member.
Stephen Covey Quotes to help members focus on their responsibilities.
Our character is basically a composite of our habits. Because they are consistent, often unconcious patterns, they constantly, daily, express our character.
If we keep doing what we're doing, we're going to keep getting what we're getting.
Most people struggle with life balance simply because they haven't paid the price to decide what is really important to them.
We are the creative force of our life, and through our own decisions rather than our conditions, if we carefully learn to do certain things, we can accomplish those goals.
Effective leadership is putting first things first. Effective management is discipline, carrying it out.
The main thing is to keep the main thing the main thing.
The key is not to prioritize what's on your schedule, but to schedule your priorities.
The responses are
Oh boy!
Macaca u sound like an old KaKa .........
more...
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ilwaiting
07-11 07:36 AM
By this action USCIS is creating more confusion and dilemma among July 485 filers. Not sure what is going on, but atleast government should atleast be fair in some ways.
More drama and confusion. Thats all I think.
More drama and confusion. Thats all I think.
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seahawks
07-17 11:10 PM
Total Signatures: 961?
That is it, after we have so many members, come on guys, show support to reject misinformation and distorted campaign.
That is it, after we have so many members, come on guys, show support to reject misinformation and distorted campaign.
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hebbar77
01-20 06:06 PM
I dont see how genuine consulting firms will be affected by this. Those who employ people on H1B with genuine clients will be OK. Only consulting firms who bring/hire H1b employees without any project will be impacted. In my opinion this will help avoid the benching practice...
Did I miss something?
Did I miss something?
PDOCT05
07-18 09:58 AM
DateDelivered:Jul 3rd
TimeDelivered:9:22Am
Center:NSC
Status:None
TimeDelivered:9:22Am
Center:NSC
Status:None
sbabunle
02-07 03:13 PM
I agree... The worst mess is between 2001-2003. I think most
of the 300,000K applications would be between these dates. When DOL adjudicated 180K applications, about half were already abandoned. If roughly half of the applications are approved, that would be 300K Visas including dependents.
An interim relief about 200K green cards will take care of problems tremendesly......But Schedule A is eating up unused visa's.
I feel like, it would be good idea to go for some recaptured visas at (least200K) than fighing for a whole immigration package.
This is a great point. Even if we get one time relief,that should suffice because retro might not happen in the future as there will not be 245si/195kH1bs. I hope one of the core group members might want to look at this. This will atleast counteract the exaggerated and bloated immigration numbers by the antiimmigrant groups.
of the 300,000K applications would be between these dates. When DOL adjudicated 180K applications, about half were already abandoned. If roughly half of the applications are approved, that would be 300K Visas including dependents.
An interim relief about 200K green cards will take care of problems tremendesly......But Schedule A is eating up unused visa's.
I feel like, it would be good idea to go for some recaptured visas at (least200K) than fighing for a whole immigration package.
This is a great point. Even if we get one time relief,that should suffice because retro might not happen in the future as there will not be 245si/195kH1bs. I hope one of the core group members might want to look at this. This will atleast counteract the exaggerated and bloated immigration numbers by the antiimmigrant groups.
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