dr_vroeg
06-07 10:06 AM
Hope this isn't too late (even though I have a whole month still). Love the other entries so far. Go Holland! :tb:
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Hassan11
03-13 03:33 PM
does this mean that EB3 ROW can't use all available visa for 3rd qtr that is why there were visas available for India EB2 (hence the established cutoff date of Dec 2003). but this should only happen if EB3 ROW is current but it is not.
so my question is how can be available visas to spill over to India EB2 if EB3 ROW is not current and it is still retrogressed???
this does not make sense. anybody????
Section 202(a)(5) of the Immigration and Nationality Act provides that if total demand will be insufficient to use all available numbers in a particular Employment preference category in a calendar quarter, then the unused numbers may be made available without regard to the annual “per-country” limit. It has been determined that based on the current level of demand being received, primarily by Citizenship and Immigration Services Offices, there would be otherwise unused numbers in the Employment Second preference category. As a result, numbers have once again become available to the India Employment Second preference category. The rate of number use in the Employment Second preference category will continue to be monitored, and it may be necessary to make adjustments should the level of demand increase substantially.
http://travel.state.gov/visa/frvi/bulletin/bulletin_4177.html
If some body already posted this other than Indian consuates...please ignore this...
As far as I see all Numbers are same as Indian Consulate.
Thanks
so my question is how can be available visas to spill over to India EB2 if EB3 ROW is not current and it is still retrogressed???
this does not make sense. anybody????
Section 202(a)(5) of the Immigration and Nationality Act provides that if total demand will be insufficient to use all available numbers in a particular Employment preference category in a calendar quarter, then the unused numbers may be made available without regard to the annual “per-country” limit. It has been determined that based on the current level of demand being received, primarily by Citizenship and Immigration Services Offices, there would be otherwise unused numbers in the Employment Second preference category. As a result, numbers have once again become available to the India Employment Second preference category. The rate of number use in the Employment Second preference category will continue to be monitored, and it may be necessary to make adjustments should the level of demand increase substantially.
http://travel.state.gov/visa/frvi/bulletin/bulletin_4177.html
If some body already posted this other than Indian consuates...please ignore this...
As far as I see all Numbers are same as Indian Consulate.
Thanks
desi485
11-09 03:29 PM
Nice. It appears that according to the link below:
http://immigration-information.com/forums/showpost.php?p=18946&postcount=28
The EAD doesn't get invalid when AOS is denied and will be valid till its expiration date.
On the other hand, it appears that there is an advantage to switching to EAD prior to the 6 year H1 expiration to stop the H1 clock. In situation where a AOS is incorrectly denied, a change of status from EAD to H1 for the remainig time can be helpful.
Thoughts?
One more thing. Working on EAD can be preferred to both categories, ppl who has consumed all 6 years and ppl who haven't yet.
1. If you have consumed all 6 years, according to above link, can file MTR if 485 is wrongly denied due to AC21. EAD remains valid till atleast the appeal period. while if they are on H1 extension beyond 6 years, H1 is cancelled with immediate effect.
2. PPL who haven't consumed 6 years have an added advantage to come back to H1 and guess what, he can (if needed) start a new GC process while retaining his older PD (as his 140 was once approved, he retains that PD for life).
I found this by extremely intense research on internet, CIS website and many well-known lawyers forums, chats and discussion. However it is always advisable to consult your own attorney.
http://immigration-information.com/forums/showpost.php?p=18946&postcount=28
The EAD doesn't get invalid when AOS is denied and will be valid till its expiration date.
On the other hand, it appears that there is an advantage to switching to EAD prior to the 6 year H1 expiration to stop the H1 clock. In situation where a AOS is incorrectly denied, a change of status from EAD to H1 for the remainig time can be helpful.
Thoughts?
One more thing. Working on EAD can be preferred to both categories, ppl who has consumed all 6 years and ppl who haven't yet.
1. If you have consumed all 6 years, according to above link, can file MTR if 485 is wrongly denied due to AC21. EAD remains valid till atleast the appeal period. while if they are on H1 extension beyond 6 years, H1 is cancelled with immediate effect.
2. PPL who haven't consumed 6 years have an added advantage to come back to H1 and guess what, he can (if needed) start a new GC process while retaining his older PD (as his 140 was once approved, he retains that PD for life).
I found this by extremely intense research on internet, CIS website and many well-known lawyers forums, chats and discussion. However it is always advisable to consult your own attorney.
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go2roomshare
03-14 05:07 PM
Looking at discussion going on here, its sure that IV have financial problems & only 5% (of total 8000 members) are contributing for the cause. Now, if we restrict IV website for "paid" visits, dont you think that IV membership is reduced by 95% to only 400 paying members?
Instead of making "Paid" web site, I think Moderators needs to delete derogatory posts & block such userids.
That is not a good option that would stop/reduce new members significatly, when IV goes to DC to represent our self, we have to say ' we are only 400 members ' There will be lot of difference in infuence factor when we are saying we are 400 to 8000
Instead of making "Paid" web site, I think Moderators needs to delete derogatory posts & block such userids.
That is not a good option that would stop/reduce new members significatly, when IV goes to DC to represent our self, we have to say ' we are only 400 members ' There will be lot of difference in infuence factor when we are saying we are 400 to 8000
more...
h1techSlave
03-10 11:00 PM
This is more close to reality. There could not be many left in 2001. I would put 2001 pending cases to be close to 2000. In 2002 and 2003 nobody cared about EB2 or EB3. What ever the lawyer said, people agreed. So the numbers for 2002 and 2003 could be even higher than 20000 each. One solace is that many people may have migrated to EB2 using a second labor.
As I thought about this further, I figured out the data is even worse than I thought earlier, as this may not have any 2007 numbers. People who filed their labors in 2007 were still waiting in july of 2007. So this data is only upto late 2006. Now the figures could be
EB-3
5000 2001
20000 2002
20000 2003
20000 2004
5000 2005
5000 2006
EB-2
10000 2004
20000 2005
20000 2006
As I thought about this further, I figured out the data is even worse than I thought earlier, as this may not have any 2007 numbers. People who filed their labors in 2007 were still waiting in july of 2007. So this data is only upto late 2006. Now the figures could be
EB-3
5000 2001
20000 2002
20000 2003
20000 2004
5000 2005
5000 2006
EB-2
10000 2004
20000 2005
20000 2006
GCforme
09-13 11:25 PM
This is what I found in the TOI -Pune..
[URL="http://epaper.timesofindia.com/Repository/ml.asp?Ref=VE9JUFUvMjAwNi8wOS8xNCNBcjAxNDAw&Mode=HTML&Locale=english-skin-custom"]
Well not sure if its a known fact, but this is what the future is going to be if they dont take any serious measures to attract qualified medical professional to the US
[URL="http://epaper.timesofindia.com/Repository/ml.asp?Ref=VE9JUFUvMjAwNi8wOS8xNCNBcjAxNDAw&Mode=HTML&Locale=english-skin-custom"]
Well not sure if its a known fact, but this is what the future is going to be if they dont take any serious measures to attract qualified medical professional to the US
more...
never_giveup
09-17 02:00 PM
Looks like we have some more amendments coming.
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walking_dude
11-19 12:09 PM
Macaca,
Thanks for the suggested "Addendum". A para on it, included in the letter (edited)
Thanks
Thanks for the suggested "Addendum". A para on it, included in the letter (edited)
Thanks
more...
gconmymind
10-02 04:40 PM
Bcoz Mr. gctest is Mr. phd, he treats Eb3 with contempt! Now, he will go back and delete all his dirty posts :)
EB3 can accomplish anything that EB2 can, based on their work experience, but some people don't understand that.
My personal opinion is that other than few algorithm, electrical design, compiler design kind of jobs, most jobs in Computer applications can be done by an EB3/EB2 person. It's only how your company treats a particular job opening that you get designated as EB2/EB3. I could file in EB2 and lots of top-rankers from my class could only file in EB3. Does that make them any less capable than me?? Nope!
EB3 can accomplish anything that EB2 can, based on their work experience, but some people don't understand that.
My personal opinion is that other than few algorithm, electrical design, compiler design kind of jobs, most jobs in Computer applications can be done by an EB3/EB2 person. It's only how your company treats a particular job opening that you get designated as EB2/EB3. I could file in EB2 and lots of top-rankers from my class could only file in EB3. Does that make them any less capable than me?? Nope!
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cdeneo
04-22 05:25 PM
Another question for the group related to porting from EB3 to EB2 -
I-485 for the EB-3 application was filed for both the primary applicant and the dependent spouse. Now the primary applicant and spouse are separated.
Once the new EB2 Perm application is filed and is followed by the premium I-140 petition that should get approved - and since no I-485 application is required this time around - would both the primary applicant and spouse get the GC based on the original I-485 pending application?
Since the primary applicant and spouse are now separated - how does one get the spouse's I-485 application cancelled since the spouse has moved out of the country.
Any insight would be very appreciated. Thanks!
If I-485 is already pending with old EB-3 india I-140, then no need to apply new I485.
IF I485 was not field for some reason due to delays in backlog processing or PERM audits, then one needs to apply for new I485 alongwith new approved I-140.
I-485 for the EB-3 application was filed for both the primary applicant and the dependent spouse. Now the primary applicant and spouse are separated.
Once the new EB2 Perm application is filed and is followed by the premium I-140 petition that should get approved - and since no I-485 application is required this time around - would both the primary applicant and spouse get the GC based on the original I-485 pending application?
Since the primary applicant and spouse are now separated - how does one get the spouse's I-485 application cancelled since the spouse has moved out of the country.
Any insight would be very appreciated. Thanks!
If I-485 is already pending with old EB-3 india I-140, then no need to apply new I485.
IF I485 was not field for some reason due to delays in backlog processing or PERM audits, then one needs to apply for new I485 alongwith new approved I-140.
more...
thakurrajiv
07-30 01:53 PM
NYSE:GLD : SPDR Gold Trust holds physical gold
NYSE:SLV : iShares Silver Trust, the assets consist primarily of silver held by the custodian on behalf of the Trust.
SLV profile in yahoo mentions it tries to hold instruments to match SLV performance.
GLD claims physical gold holding in their profile. There is not holding detail on yahoo finance.
It will be interesting to dig into their actual portfolio holdings. But I agree that these are probably the closest instruments on gold and silver price play.
NYSE:SLV : iShares Silver Trust, the assets consist primarily of silver held by the custodian on behalf of the Trust.
SLV profile in yahoo mentions it tries to hold instruments to match SLV performance.
GLD claims physical gold holding in their profile. There is not holding detail on yahoo finance.
It will be interesting to dig into their actual portfolio holdings. But I agree that these are probably the closest instruments on gold and silver price play.
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Bpositive
02-06 10:20 AM
i just called DOS. He asked for my visa type and passport number. He said "your visa has been issued in Jan. Call the New Delhi consulate and they should let you know if it would come through mail or do you need to go pick it up"
what happens next ?? how long after this stage it takes to get the visa ?? are there any other checks that could be going on ?? ONCE DOS approves are there any other agencies like FBI, KCC doing some other approvals as well ?? if you know what happens next let me know..waiting for posts..
so now i know I am not stuck due to PIMS and DOS cleared and approved my visa in Jan..what else then ??
Usually, that's it. The consulate should now issue the passport. Email/call the consulate or call VFS if you haven't already done so.
what happens next ?? how long after this stage it takes to get the visa ?? are there any other checks that could be going on ?? ONCE DOS approves are there any other agencies like FBI, KCC doing some other approvals as well ?? if you know what happens next let me know..waiting for posts..
so now i know I am not stuck due to PIMS and DOS cleared and approved my visa in Jan..what else then ??
Usually, that's it. The consulate should now issue the passport. Email/call the consulate or call VFS if you haven't already done so.
more...
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gc28262
12-12 09:45 PM
I would recommend two forms of IV.
1. Free for all (an immigration help site)
Should contain:
Information that are helpful for others. (Similar to what IV forum does today)
Should not contain:
Any information about our activities or agendas.
2. A private registered member only site.
Members of different state chapters should be members of this site. Users cannot register themselves on this site. Only state chapter leaders can enroll members.
Should contain:
Information about our activities, agendas, fund drive etc. Members can freely voice their opinions without unwanted visitors ( anti-immigrants ) viewing them.
This would drive up the state chapter enrollment, meanwhile IV will still be a popular site for people seeking help.
1. Free for all (an immigration help site)
Should contain:
Information that are helpful for others. (Similar to what IV forum does today)
Should not contain:
Any information about our activities or agendas.
2. A private registered member only site.
Members of different state chapters should be members of this site. Users cannot register themselves on this site. Only state chapter leaders can enroll members.
Should contain:
Information about our activities, agendas, fund drive etc. Members can freely voice their opinions without unwanted visitors ( anti-immigrants ) viewing them.
This would drive up the state chapter enrollment, meanwhile IV will still be a popular site for people seeking help.
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PHANI_TAVVALA
05-07 03:43 PM
First of all Congratulations desi#### and thanks for continuing to support IV.
Interesting discussion going on. Yes, I agree that most of us here are waiting for our GC and some of them go on to become US Citizens.
I believe that becoming a citizen of any country is a person's choice, so let us not give desi### a hard time here.:o
But I certainly do not think it is an 'achievement' to get a US citizenship, just because it implies indirectly it is an 'achievement' to let go off Indian citizenship. Nothing meant to offend you desi#### but it hurts when one reads such a statement somewhere deep inside the mind. But hey, as I said earlier, to each his own and noone should be judging others in their decisions.
And it is not only Indians becoming US citizens every year. There are others too.
Personally, even with all the advantages as stated above of being a US citizen, I will never let go of my Indian passport. Even if the authorities give it to me tomorrow in a lottery;) Never.
Why? Because my identity, my rich heritage, my family roots, my parents, my culture everything is Indian and am proud of it. There are lot of sentimental and emotional attachments. I was going through the OCI articles today after reading this discussion.
It is not exactly a dual citizenship. Some clauses are no voting rights! No Indian Passport!
Getting a GC is another thing, but when I decide to go back after a couple of years, I would definitely want to retain my voting rights. ! I rest my case.
I totally understand the emotional point of someone being want to be a Indian Citizen but I have to stress there is no other country in the world like U.S.A. This is the country where every human being is treated with utmost respect (don't try to show me exceptions - U.S. is a country where most of things are close to being perfect imaginatively), have freedom to say anything they want without getting intimidated and U.S is a country I believe will be the last bastion for humanity when terrosists/fundamentalists spread their tentancles and take over the world by force or other means (if not now probabbly in the next 100-150 years). Hypocrisy is relatively less. We Indians live in a dream world nurtured by the Indian politicians, who try to inject doses of patriotic non-sense into the masses while they themselves stove away million of dollars in Swiss banks. 70% of Indian population lives below poverty line and the educated masses of India think that their country will become a super power by 2020. Politicians like Mayawati play caste politics and dream of taking the top most post while our liberal media, without a wee-bit of shame, extends its highest support for them. Corruption is part of our daily life and we are part of the everyday corruption but we still find no fault in our society. Our population growth is beyond control while not a single politician is concerned about the stress it is going to create on our natural resources in the future. Our education system is in shambles but our great politicians fight for increasing the reservation system to different castes just for the sake of garnering more votes. And the list goes on. Alas���God help India.
FYI: I am a Indian and haven't even started my greencard process, for the same emotional reasons you mentioned, intending to R2I soon. Given a choice and circumstances, I would have opted for U.S.C as "I have no hope for this world neither do I wish for it" - quoting Bhagawan Krishna from Bhagavad Gita.
Interesting discussion going on. Yes, I agree that most of us here are waiting for our GC and some of them go on to become US Citizens.
I believe that becoming a citizen of any country is a person's choice, so let us not give desi### a hard time here.:o
But I certainly do not think it is an 'achievement' to get a US citizenship, just because it implies indirectly it is an 'achievement' to let go off Indian citizenship. Nothing meant to offend you desi#### but it hurts when one reads such a statement somewhere deep inside the mind. But hey, as I said earlier, to each his own and noone should be judging others in their decisions.
And it is not only Indians becoming US citizens every year. There are others too.
Personally, even with all the advantages as stated above of being a US citizen, I will never let go of my Indian passport. Even if the authorities give it to me tomorrow in a lottery;) Never.
Why? Because my identity, my rich heritage, my family roots, my parents, my culture everything is Indian and am proud of it. There are lot of sentimental and emotional attachments. I was going through the OCI articles today after reading this discussion.
It is not exactly a dual citizenship. Some clauses are no voting rights! No Indian Passport!
Getting a GC is another thing, but when I decide to go back after a couple of years, I would definitely want to retain my voting rights. ! I rest my case.
I totally understand the emotional point of someone being want to be a Indian Citizen but I have to stress there is no other country in the world like U.S.A. This is the country where every human being is treated with utmost respect (don't try to show me exceptions - U.S. is a country where most of things are close to being perfect imaginatively), have freedom to say anything they want without getting intimidated and U.S is a country I believe will be the last bastion for humanity when terrosists/fundamentalists spread their tentancles and take over the world by force or other means (if not now probabbly in the next 100-150 years). Hypocrisy is relatively less. We Indians live in a dream world nurtured by the Indian politicians, who try to inject doses of patriotic non-sense into the masses while they themselves stove away million of dollars in Swiss banks. 70% of Indian population lives below poverty line and the educated masses of India think that their country will become a super power by 2020. Politicians like Mayawati play caste politics and dream of taking the top most post while our liberal media, without a wee-bit of shame, extends its highest support for them. Corruption is part of our daily life and we are part of the everyday corruption but we still find no fault in our society. Our population growth is beyond control while not a single politician is concerned about the stress it is going to create on our natural resources in the future. Our education system is in shambles but our great politicians fight for increasing the reservation system to different castes just for the sake of garnering more votes. And the list goes on. Alas���God help India.
FYI: I am a Indian and haven't even started my greencard process, for the same emotional reasons you mentioned, intending to R2I soon. Given a choice and circumstances, I would have opted for U.S.C as "I have no hope for this world neither do I wish for it" - quoting Bhagawan Krishna from Bhagavad Gita.
more...
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whitecollarslave
01-30 05:29 PM
Here's another question -
"Illegal immigration has been a topic of heated debate and has received much needed attention during this election. In the midst of all the hype and bickering about ILLEGAL immigration, there is a group of people, often forgotten and ignored, who are caught up in a bureaucratic mess and yet are patiently waiting on the path to LEGAL immigration. This is a group of high skilled workers, most of whom have advanced degrees in medicine, engineering and science from Universities in the US. These people have obeyed all laws, worked hard, paid taxes and waited their turn, many for a decade, because of a system that is hopelessly broken and inefficient. I am one of these people and I have been in the US legally for 10 years and still years away from getting a green card. As the President of the United States how do you intend to address the problems faced by future Americans already living and working LEGALLY in the United States? Please note, this question is NOT about ILLEGAL immigration but about LEGAL immigration."
I voted for both. Please do the same.
http://dyn.politico.com/debate/democrats/VoteForQuestion.cfm#
"Illegal immigration has been a topic of heated debate and has received much needed attention during this election. In the midst of all the hype and bickering about ILLEGAL immigration, there is a group of people, often forgotten and ignored, who are caught up in a bureaucratic mess and yet are patiently waiting on the path to LEGAL immigration. This is a group of high skilled workers, most of whom have advanced degrees in medicine, engineering and science from Universities in the US. These people have obeyed all laws, worked hard, paid taxes and waited their turn, many for a decade, because of a system that is hopelessly broken and inefficient. I am one of these people and I have been in the US legally for 10 years and still years away from getting a green card. As the President of the United States how do you intend to address the problems faced by future Americans already living and working LEGALLY in the United States? Please note, this question is NOT about ILLEGAL immigration but about LEGAL immigration."
I voted for both. Please do the same.
http://dyn.politico.com/debate/democrats/VoteForQuestion.cfm#
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srikondoji
08-25 12:26 PM
Joke on Free-money-transfer was even highlighted in a movie. Its open secret as to how they offer free-money-transfer service.
I advise you to close ICICI account and open another account with Federal credit unions. Before you do that, ask if you could use their debit cards in India to with draw money from ATM machines. The conversion rate you get via this method matches with the current rate and you would loose nothng. However, you can only withdraw upto 25 thousand rupees per day.
ICICI deliberately delays the money transfer so that they can pick a day with lowest conversaion rate. Again the conversion rate they display on their site is off by almost a rupee from the live conversion rate.
All banks are well protected from laws and you can't do anything about it.
--sri
I advise you to close ICICI account and open another account with Federal credit unions. Before you do that, ask if you could use their debit cards in India to with draw money from ATM machines. The conversion rate you get via this method matches with the current rate and you would loose nothng. However, you can only withdraw upto 25 thousand rupees per day.
ICICI deliberately delays the money transfer so that they can pick a day with lowest conversaion rate. Again the conversion rate they display on their site is off by almost a rupee from the live conversion rate.
All banks are well protected from laws and you can't do anything about it.
--sri
more...
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RollingStone12
04-24 11:49 AM
There is no dearth of MORONs here. Here's another one. First Moron snathan asked me for website one may ask why? just because my handle was similar to somebody's.. Now this Moron RollingStone12 thinks i am PlainSpeak for reasons only moron can come up with and is asking for address. I doubt if he will be willing to 125 St Harlem.. but you never know he might just because he is a complete MORON [so I am scared to give out my address :p
YOU two will make a greate MORON DUO
You are too stupid to understand the purpose of asking the address....there are lot guys would love to come and take care of your itching. Btw where its itching... Why are you so upset with morons...because any moron have F^&^ed you badly?
YOU two will make a greate MORON DUO
You are too stupid to understand the purpose of asking the address....there are lot guys would love to come and take care of your itching. Btw where its itching... Why are you so upset with morons...because any moron have F^&^ed you badly?
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shirish
02-05 04:44 PM
Hello everyone,
I was just thinking about this the past couple of months and maybe we dont even need to ask for Green cards. MAYBE our approach should be "Let the H4s work". Once husband and wife can both work, the green card can take its time. Right now the Biggest problem with most people is that "my spouse cannot work!". Maybe if we lobby for h4s to be eligible to work that may solve the problem.
Now before this suggestion creates a HUGE "Dhoom", this is JUST a suggestion. The current political climate does not look like it is going to be easy in any way to put any provisions for Green card increases. Besides if the logic is "Let temporary workers be temporary", this approach fits in with that logic, coz we are not asking for GCs (permanent residency), just more temporary EADs.
I agree to this to a certain extent, but along with "Spouse canot work" the other issue is getting tied to an employer and getting exploited as a result of that.
I was just thinking about this the past couple of months and maybe we dont even need to ask for Green cards. MAYBE our approach should be "Let the H4s work". Once husband and wife can both work, the green card can take its time. Right now the Biggest problem with most people is that "my spouse cannot work!". Maybe if we lobby for h4s to be eligible to work that may solve the problem.
Now before this suggestion creates a HUGE "Dhoom", this is JUST a suggestion. The current political climate does not look like it is going to be easy in any way to put any provisions for Green card increases. Besides if the logic is "Let temporary workers be temporary", this approach fits in with that logic, coz we are not asking for GCs (permanent residency), just more temporary EADs.
I agree to this to a certain extent, but along with "Spouse canot work" the other issue is getting tied to an employer and getting exploited as a result of that.
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northstar
07-30 03:46 PM
I have optionsexpress account which is cheap way to trade in options. I have not looked into alert features.
You should be able to look up option prices from most of the electronic brokers. I have used tdameritrade and optionsexpress.
Does optionexpress platform provide any special advantages related to option trading in terms of strategy analysis etc? I have etrade and I am not sure if i am missing anything
You should be able to look up option prices from most of the electronic brokers. I have used tdameritrade and optionsexpress.
Does optionexpress platform provide any special advantages related to option trading in terms of strategy analysis etc? I have etrade and I am not sure if i am missing anything
B3NKobe
06-05 04:21 AM
http://www.roundedvision.com/ipodmod.jpg
Probably should have spent a lil more time on it but oh well.
oh yeah man, absolutly awsom, you win already!! NBA love it!! Looks great mate!! :D:D
Probably should have spent a lil more time on it but oh well.
oh yeah man, absolutly awsom, you win already!! NBA love it!! Looks great mate!! :D:D
raghuram
05-09 04:24 PM
Hello,
We have used the following plan over past 3-4 years (though never had to file a claim)... it offers coverage for pre-existing conditions as well...
Visitor Health Insurance, Pre-existing condition coverage, AIU (http://www..org/)
Any insurance is good until you have to use it. It is nice that you didn't have to use it.
However, the fact remains that the 's plan is a fixed coverage plan that has sub-limits for each and every procedure. That means, it wll only pay a fixed amount and you will pay the difference yourself which can be a big amount.
It is always better to buy comprehensive coverage plans that have no sub-limits.
Check out http://visitorsinsuranceusa.wordpress.com to look at the shocking but true facts about India Network Insurance / KV Rao Insurance.
We have used the following plan over past 3-4 years (though never had to file a claim)... it offers coverage for pre-existing conditions as well...
Visitor Health Insurance, Pre-existing condition coverage, AIU (http://www..org/)
Any insurance is good until you have to use it. It is nice that you didn't have to use it.
However, the fact remains that the 's plan is a fixed coverage plan that has sub-limits for each and every procedure. That means, it wll only pay a fixed amount and you will pay the difference yourself which can be a big amount.
It is always better to buy comprehensive coverage plans that have no sub-limits.
Check out http://visitorsinsuranceusa.wordpress.com to look at the shocking but true facts about India Network Insurance / KV Rao Insurance.
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